Ấn phẩm
Determinants of Net Interest Margin of Commercial Banks in Vietnam
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159
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3
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Tóm tắt
This study provides an insight into the determinants of net interest margin (NIM) of commercial banks in Vietnam during the recession period. We employ secondary data collected from published audited consolidated fiancial reports of Vietnamese commercial banks from 2008, the year marking the outbreak of the global fiancial crisis, to the end of 2012. Altogether, the data constitute 175 panel-data observations. The regression using the ordinary least squares method yields the result that operating expense, management quality, risk aversion, and infltion rate have a positive effct on NIM, while the banking sector’s market concentration affcts NIM negatively. Afterwards, some policy implications are derived from those fidings to mitigate and put NIM under control, so that the effiency of the fiancial intermediary system can be developed.
Mô tả
Banking
Tác giả
Hoang, Trung Khanh
Tác giả khác
Vu, Thi Dan Tra
Người hướng dẫn
Nơi xuất bản
Nhà xuất bản
Kinh Tế Quốc Dân
Năm xuất bản
2015
ISSN tạp chí
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Từ khóa chủ đề
Determinants , net interest margin , commercial banks.
