Ấn phẩm
Non-Performing Loans: Affcting Factor for the Sustainability of Vietnam Commercial Banks
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Tóm tắt
Non-performing loans are becoming the main factor inflencing the sustainability of Vietnam’s fiancial system. In order to enforce the fiancial system in general and the banking system in particular, this study aims to examine the determinants of Non-performing Loans (NPLs) in the Vietnamese banking system. Particularly, four factors, including the lag of NPLs in the last year, Loans-to-Asset ratio, Total asset and the Dummy (state-owned or not) were observed and estimated by quantitative method Ordinary Least Square in order to declare the relationship between them and the rate of changes in NPLs. The results showed that the four factors (Growth rate of Loans, Total Assets of Banks, NPLs in the last year and the Dummy variable) actually helped the growth of NPLs in recent years. Further, some implications to the bank management are withdrawn.
Mô tả
Financial banking
Tác giả
Nguyen, Thi Minh Hue
Tác giả khác
Người hướng dẫn
Nơi xuất bản
Nhà xuất bản
Kinh Tế Quốc Dân
Năm xuất bản
2015
ISSN tạp chí
Nhan đề tập
Từ khóa chủ đề
Bank-level factors , macro factors , Non-performing loans (NPLs) , Vietnamese commercial banks
